Are travelling gainst the advice of a physician
Are suffering Pre-existing condition or any complication arising from it
Have received terminal prognosis for a medical condition.
Are taking part in a naval, military or air force operation.
Ionizing radiation or contamination by radioactivity from any nuclear fuel or from
any nuclear waste from the combustion of nuclear fuel or
The radioactive, toxic, explosive or other hazardous properties of any explosive
or nuclear component thereof
If at the time of the occurrence of any loss there is other valid and collectible insurance in place, We will
be liable only for the excess of the amount of loss, over the amount of such other insurance, and any